What ever your situation, I’ve got you covered!
Call me for all your mortgage finance needs.

Upen Patel, Vice President

NMLS# 1374243

The Federal Savings Bank

+1 (571) 331-5161
8230 Old Courthouse Rd, Suite 370, Vienna, VA 22182
National Lender

all 50 States

Loan amount

up to $25M

Scenario review

within 24 hrs

fast & easy process

under 30 Days

About The Federal Savings Bank

We are a veteran-owned, federally chartered bank with a focus on educating our customers about the mortgage process. To ensure we provide the highest quality mortgage experience, we start with understanding the needs of our customers. With our high standards for customer satisfaction, employee professionalism, and the ability to lend across all 50 states, we provide the opportunity for homeownership to both owner occupants and investors.

Loan Options

A short list

What sets me apart:

Buying a property, for yourself or as an investment, is one of life’s biggest investments. And for that you want the best on your team.

My word is my bond, and I value relationships above all. I will never make a commitment until I have thoroughly reviewed your documents and researched your unique situation. In this industry, too often lenders say ‘Yes’ without being sure. I will be your trusted partner and provide you unbiased advise.

Anyone can to do the simple loans. Think of me as your mortgage “consultant.” I will draw on my people skills and analytical thinking to creatively achieve your needs and wants. I look to deliver the highest level of service, clear and open communication, and always working to find the best financing solution for you.

Let’s get started!

Unleash the Power of Our Team

The truly scarce resources now are time, talent, and integrity of the people you work with

what people say

Some of our Awesome Testimonials

  • 5 star rating Upen is an amazing loan officer! Navigated an extremely tough deal that had fallen apart previously. Upen is very crafty and can make owning a home possible even in the... read more

    Alphonsus O.
  • Upen is a top notch loan officer. Ive closed multiple transactions with him, and each time the transaction is very smooth. Having a lender who can close a transaction... read more

    Russell B.
  • This letter is in reference to Upen Patel. I have worked with several different mortgage brokers at the time, but figured I would give him an opportunity. After our initial... read more

    Aman S.
  • 5 star rating Upen was amazing! Buying a house in northern Virginia these days is tough if you don't have all of your ducks in a row. Upen went above and beyond to... read more

    Mike W.
  • Upen was very responsive and helpful. He did an excellent job with my financing. I would definitely work with him again. Thanks Upen!

    Keith W.
  • I shopped around for 7 or 8 lenders before landing on Upen. I listed my issue on BP and he sent me a message telling me he could help and... read more

    Kent B.
  • Upen was awesome to work with. I came into the cashout refinance with little confidence and even less knowledge. Upen watched out for me and helped guide me through the... read more

    Brandon C.
  • Mr. Patel was honest and trustworthy during the whole buying process. If you get your paperwork to him, you will always be on time for closing. He has the ability... read more

    Johnny Q.
  • My fiancé and I were both first time home buyers when we started working with Upen. We were referred to him through our real estate agent. Although the home buying... read more

    Jorge R.
  • Upen was extremely knowledgeable and professional. Highly recommended! I found him on the BiggerPockets.com forums and his expertise working with real estate investors made the process seamless. Great communication and... read more

    Francisco R.
  • Upen did a great job for us. There were some weird delays due to the seller, but Upen was patient and was very knowledgeable and helpful. I'd use... read more

    Jason A.
  • Mr. Patel and his team worked overtime to get my VA refinance completed. This refinance successfully closed during the stressful starting period of the new TRID rules and despite some... read more

    David T.
  • Upen Gets Things done in the clutch. A very pleasant and knowledgeable Agent. I will for sure work with him again and highly recommend him to all.

    Frank J.
  • Upen stuck with me through a long deal and stayed true to his word. He saw the potential in my deal and worked hard to complete a traditional loan on... read more

    Elizabeth O.
  • Upen helped me secure a VA loan for the purchase of my first house and I could not be more satisfied with the experience. Upen was honest and very communicative... read more

    Stefan H.
  • 5 star rating Upen did a wonderful job of helping my client get to closing. He was very easy to work with and always easy to contact. He made sure everything was done... read more

    Andrea K.
  • Upen helped us with loan for property in Jacksonville. There were lots of firsts for us with this transaction. It was our first transaction out of California and in state... read more

    Snehal T.
  • Upen was great to work with in obtaining loans from The Federal Savings Bank for my rental units. He was very helpful right from the start and made the long-distance... read more

    Eric R.
  • Upen helped me finance an investment property. He was very responsive by phone and email. He smoothed over what was otherwise a rocky deal. I will certainly... read more

    Matthew D.
  • Upen and The Federal Savings Bank financed my home purchase when most major banks would say no. When the got complicated because of a bad appraisal, Upen and The... read more

    CR G.

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