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What ever your situation, I’ve got you covered!
Call me for all your mortgage finance needs.

Upen Patel, Vice President

NMLS# 1374243

The Federal Savings Bank


+1 (571) 331-5161
upatel@thefederalsavingsbank.com
8230 Old Courthouse Rd, Suite 370, Vienna, VA 22182
National Lender

all 50 States

Loan amount

up to $25M

Scenario review

within 24 hrs

fast & easy process

under 30 Days

About The Federal Savings Bank

We are a veteran-owned, federally chartered bank with a focus on educating our customers about the mortgage process. To ensure we provide the highest quality mortgage experience, we start with understanding the needs of our customers. With our high standards for customer satisfaction, employee professionalism, and the ability to lend across all 50 states, we provide the opportunity for homeownership to both owner occupants and investors.

Loan Options

A short list

What sets me apart:

Buying a property, for yourself or as an investment, is one of life’s biggest investments. And for that you want the best on your team.

My word is my bond, and I value relationships above all. I will never make a commitment until I have thoroughly reviewed your documents and researched your unique situation. In this industry, too often lenders say ‘Yes’ without being sure. I will be your trusted partner and provide you unbiased advise.

Anyone can to do the simple loans. Think of me as your mortgage “consultant.” I will draw on my people skills and analytical thinking to creatively achieve your needs and wants. I look to deliver the highest level of service, clear and open communication, and always working to find the best financing solution for you.

Let’s get started!

Unleash the Power of Our Team

The truly scarce resources now are time, talent, and integrity of the people you work with

what people say

Some of our Awesome Testimonials

  • 5 star rating Upen was amazing! Buying a house in northern Virginia these days is tough if you don't have all of your ducks in a row. Upen went above and beyond to... read more

    Mike W.
  • Upen stuck with me through a long deal and stayed true to his word. He saw the potential in my deal and worked hard to complete a traditional loan on... read more

    Elizabeth O.
  • Upen did a great job of communicating for the entirety of the purchase process- he made my client feel comfortable and moved the process along quickly. He was easy to... read more

    Andrea K.
  • As a long-time BP viewer, I have always found interesting post which have answered many industry questions, problems, and concerns. After seeking clarification and guidance for a specific issue, I... read more

    Jamey H.
  • Upen and The Federal Savings Bank financed my home purchase when most major banks would say no. When the got complicated because of a bad appraisal, Upen and The... read more

    CR G.
  • 5 star rating Upen worked really hard for me and was more flexible with financing options than USAA.

    Monica J.
  • It has been a great experience working with him. He and his team made it as smooth as possible and got our home refinance so fast. Looking forward to work... read more

    Godhuli B.
  • Loved the experience I had. Upen does a wonderful job at making things simple and easy. I wouldn’t want to work with any other person in buying or future selling.... read more

    Casey W.
  • This letter is in reference to Upen Patel. I have worked with several different mortgage brokers at the time, but figured I would give him an opportunity. After our initial... read more

    Aman S.
  • I shopped around for 7 or 8 lenders before landing on Upen. I listed my issue on BP and he sent me a message telling me he could help and... read more

    Kent B.
  • Upen worked tirelessly for m to get my loan approved so i could close it in time, this man will answer my calls or text promptly, this man is... read more

    Rupesh P.
  • 5 star rating Upen is an amazing loan officer! Navigated an extremely tough deal that had fallen apart previously. Upen is very crafty and can make owning a home possible even in the... read more

    Alphonsus O.
  • The single most helpful individual in this whole process was Upen Patel , with The Federal Savings Bank. He was always prompt in answering emails or phone calls, seemingly working... read more

    Josh D.
  • Upen was very responsive and helpful. He did an excellent job with my financing. I would definitely work with him again. Thanks Upen!

    Keith W.
  • 5 star rating Worked with Upen on a recent Refi. and I was happy we went with his team. Upen is very investor friendly, and knows the lay of the land. Upen and... read more

    Aric W.
  • Upen helped us with loan for property in Jacksonville. There were lots of firsts for us with this transaction. It was our first transaction out of California and in state... read more

    Snehal T.
  • I came across Upen on BP. I was in the process of buying my first duplex and the broker who was helping me was giving the run around telling me... read more

    Maricruz M.
  • Upen is a top notch loan officer. Ive closed multiple transactions with him, and each time the transaction is very smooth. Having a lender who can close a transaction... read more

    Russell B.
  • Upen helped me finance an investment property. He was very responsive by phone and email. He smoothed over what was otherwise a rocky deal. I will certainly... read more

    Matthew D.
  • My fiancé and I were both first time home buyers when we started working with Upen. We were referred to him through our real estate agent. Although the home buying... read more

    Jorge R.

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